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		<description>The Retiring Canada Podcast helps Canadians make smarter retirement, investing, tax, and financial planning decisions so they can retire with confidence. Hosted by Certified Financial Planner and retirement planner Michael Isbister, the show covers retirement income planning, CPP and OAS strategies, RRSP and TFSA optimization, investing, estate planning, tax reduction strategies, and retirement lifestyle planning designed specifically for Canadian retirees and pre-retirees.</description>
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		<itunes:subtitle>Retirement Planning Strategies for Canadians, in Plain English.</itunes:subtitle>
		<itunes:author>Michael Isbister, CFP®</itunes:author>
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		<itunes:summary>The Retiring Canada Podcast helps Canadians make smarter retirement, investing, tax, and financial planning decisions so they can retire with confidence. Hosted by Certified Financial Planner and retirement planner Michael Isbister, the show covers retirement income planning, CPP and OAS strategies, RRSP and TFSA optimization, investing, estate planning, tax reduction strategies, and retirement lifestyle planning designed specifically for Canadian retirees and pre-retirees.</itunes:summary>
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<item>
	<title>Your Retirement Investments Need a New Job (EP 90)</title>
	<link>https://retiringcanada.ca/podcast/your-retirement-investments-need-a-new-job-ep-90/</link>
	<pubDate>Tue, 13 Oct 2026 15:00:00 +0000</pubDate>
	<dc:creator><![CDATA[Michael Isbister, CFP®]]></dc:creator>
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	<description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedThe investment portfolio that got you to retirement isn&#039;tnecessarily the same portfolio that should get you through retirement. Once the employment paycheque stops, your investments have a new job: helping fund your lifestyle for potentially the next 30 years.In this episode of Retiring Canada, we explore asset liability matching and how retirees can structure their investments around the income they&#039;ll actually need in the years ahead.You will learn how target-date bonds can be used tocreate future retirement paycheques, why money you need next year shouldn&#039;t necessarily be invested the same way as money you won&#039;t need for another 15 years, and how stocks and bonds can serve very different purposes inside a retirement portfolio. EP 90We also discuss how CPP, OAS, pensions and investmentwithdrawals can work together to fund your lifestyle, why long-term growth still matters in retirement, and how matching investments to future spending needs can provide something that&#039;s difficult to put a price on: confidence toactually spend and enjoy the money you&#039;ve accumulated. This episode is for Canadian retirees and pre-retireeswho want to move beyond simply choosing a stock and bond allocation and instead build a portfolio specifically designed around their retirement income, tax strategy, spending needs and long-term goals.WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠https://www.retiringcanada.ca/retirement-newsletterAs a thank you, you&#039;ll receive a copy of our latestRetirement Guide AND MORE!EPISODE RESOURCES:📊 Work with Michael: https://fundamentalwealth.ca/get-started💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question🌐 Retiring Canada Website: https://www.retiringcanada.ca🎧 Episode 39:How Inflation Impacts Your Retirement ]]></description>
	<itunes:subtitle><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedThe investment portfolio that got you to retirement isn&#039;tnecessarily the same portfolio that should get you through retirement. Once the employment paycheq]]></itunes:subtitle>
	<content:encoded><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedThe investment portfolio that got you to retirement isn&#039;tnecessarily the same portfolio that should get you through retirement. Once the employment paycheque stops, your investments have a new job: helping fund your lifestyle for potentially the next 30 years.In this episode of Retiring Canada, we explore asset liability matching and how retirees can structure their investments around the income they&#039;ll actually need in the years ahead.You will learn how target-date bonds can be used tocreate future retirement paycheques, why money you need next year shouldn&#039;t necessarily be invested the same way as money you won&#039;t need for another 15 years, and how stocks and bonds can serve very different purposes inside a retirement portfolio. EP 90We also discuss how CPP, OAS, pensions and investmentwithdrawals can work together to fund your lifestyle, why long-term growth still matters in retirement, and how matching investments to future spending needs can provide something that&#039;s difficult to put a price on: confidence toactually spend and enjoy the money you&#039;ve accumulated. This episode is for Canadian retirees and pre-retireeswho want to move beyond simply choosing a stock and bond allocation and instead build a portfolio specifically designed around their retirement income, tax strategy, spending needs and long-term goals.WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠https://www.retiringcanada.ca/retirement-newsletterAs a thank you, you&#039;ll receive a copy of our latestRetirement Guide AND MORE!EPISODE RESOURCES:📊 Work with Michael: https://fundamentalwealth.ca/get-started💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question🌐 Retiring Canada Website: https://www.retiringcanada.ca🎧 Episode 39:How Inflation Impacts Your Retirement ]]></content:encoded>
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	<itunes:summary><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedThe investment portfolio that got you to retirement isn&#039;tnecessarily the same portfolio that should get you through retirement. Once the employment paycheque stops, your investments have a new job: helping fund your lifestyle for potentially the next 30 years.In this episode of Retiring Canada, we explore asset liability matching and how retirees can structure their investments around the income they&#039;ll actually need in the years ahead.You will learn how target-date bonds can be used tocreate future retirement paycheques, why money you need next year shouldn&#039;t necessarily be invested the same way as money you won&#039;t need for another 15 years, and how stocks and bonds can serve very different purposes inside a retirement portfolio. EP 90We also discuss how CPP, OAS, pensions and investmentwithdrawals can work together to fund your lifestyle, why long-term growth still matters in retirement, and how matching investments to future spending needs can provide something that&#039;s difficult to put a price on: confidence toactually spend and enjoy the money you&#039;ve accumulated. This episode is for Canadian retirees and pre-retireeswho want to move beyond simply choosing a stock and bond allocation and instead build a portfolio specifically designed around their retirement income, tax strategy, spending needs and long-term goals.WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠https://www.retiringcanada.ca/retirement-newsletterAs a thank you, you&#039;ll receive a copy of our latestRetirement Guide AND MORE!EPISODE RESOURCES:📊 Work with Michael: https://fundamentalwealth.ca/get-started💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question🌐 Retiring Canada Website: https://www.retiringcanada.ca🎧 Episode 39:How Inflation Impacts Your Retirement ]]></itunes:summary>
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	<itunes:author><![CDATA[Michael Isbister, CFP®]]></itunes:author>	<googleplay:description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedThe investment portfolio that got you to retirement isn&#039;tnecessarily the same portfolio that should get you through retirement. Once the employment paycheque stops, your investments have a new job: helping fund your lifestyle for potentially the next 30 years.In this episode of Retiring Canada, we explore asset liability matching and how retirees can structure their investments around the income they&#039;ll actually need in the years ahead.You will learn how target-date bonds can be used tocreate future retirement paycheques, why money you need next year shouldn&#039;t necessarily be invested the same way as money you won&#039;t need for another 15 years, and how stocks and bonds can serve very different purposes inside a retirement portfolio. EP 90We also discuss how CPP, OAS, pensions and investmentwithdrawals can work together to fund your lifestyle, why long-term growth still matter]]></googleplay:description>
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<item>
	<title>Fall Tax Planning for Retirees in 2026 (EP 89)</title>
	<link>https://retiringcanada.ca/podcast/fall-tax-planning-for-retirees-in-2026-ep-89/</link>
	<pubDate>Tue, 29 Sep 2026 15:00:00 +0000</pubDate>
	<dc:creator><![CDATA[Michael Isbister, CFP®]]></dc:creator>
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	<description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedFall is one of the most important times of the year for retirement tax planning. With only a few months remaining before December 31, retirees still have an opportunity to make strategic decisions that could reduce taxes, improve cash flow, and better position their investments for the year ahead. In this episode of Retiring Canada, we go behind the scenes of our fall tax planning process and discuss some of the opportunities and mistakes we uncover when reviewing retirees&#039; investment accounts and CRA information. You will learn why unused capital losses can be valuable, how TFSA overcontributions and incorrectly applied tax payments can create problems, and whether it makes more sense to take RRIF withdrawals monthly or wait until year end. We also discuss how investment portfolios can be structured around retirement withdrawals and why your income, investments, and tax strategy need to work together. We also explore the challenges that can arise when retirement assets are spread across multiple advisors or self-managed accounts. Coordinating capital gains and losses, investment income, asset location, withdrawals, tax withholding, risk and estate planning becomes increasingly important as your financial life becomes more complex.This episode is for Canadian retirees and pre-retirees who want to be more proactive with year-end tax planning, reduce their lifetime tax bill, and create a more coordinated retirement strategy. WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter. https://www.retiringcanada.ca/retirement-newsletterAs a thank you, you&#039;ll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES:📊Work with Michael: https://fundamentalwealth.ca/get-started💻Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide✏️Submit Your Question: https://www.retiringcanada.ca/submit-your-question🌐 Retiring Canada Website: https://www.retiringcanada.ca🎧Episode 77: The Canadian Retirement Tax Trap🎧Episode 38: Year End Tax Planning for Retirees]]></description>
	<itunes:subtitle><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedFall is one of the most important times of the year for retirement tax planning. With only a few months remaining before December 31, retirees still have an opp]]></itunes:subtitle>
	<content:encoded><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedFall is one of the most important times of the year for retirement tax planning. With only a few months remaining before December 31, retirees still have an opportunity to make strategic decisions that could reduce taxes, improve cash flow, and better position their investments for the year ahead. In this episode of Retiring Canada, we go behind the scenes of our fall tax planning process and discuss some of the opportunities and mistakes we uncover when reviewing retirees&#039; investment accounts and CRA information. You will learn why unused capital losses can be valuable, how TFSA overcontributions and incorrectly applied tax payments can create problems, and whether it makes more sense to take RRIF withdrawals monthly or wait until year end. We also discuss how investment portfolios can be structured around retirement withdrawals and why your income, investments, and tax strategy need to work together. We also explore the challenges that can arise when retirement assets are spread across multiple advisors or self-managed accounts. Coordinating capital gains and losses, investment income, asset location, withdrawals, tax withholding, risk and estate planning becomes increasingly important as your financial life becomes more complex.This episode is for Canadian retirees and pre-retirees who want to be more proactive with year-end tax planning, reduce their lifetime tax bill, and create a more coordinated retirement strategy. WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter. https://www.retiringcanada.ca/retirement-newsletterAs a thank you, you&#039;ll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES:📊Work with Michael: https://fundamentalwealth.ca/get-started💻Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide✏️Submit Your Question: https://www.retiringcanada.ca/submit-your-question🌐 Retiring Canada Website: https://www.retiringcanada.ca🎧Episode 77: The Canadian Retirement Tax Trap🎧Episode 38: Year End Tax Planning for Retirees]]></content:encoded>
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	<itunes:summary><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedFall is one of the most important times of the year for retirement tax planning. With only a few months remaining before December 31, retirees still have an opportunity to make strategic decisions that could reduce taxes, improve cash flow, and better position their investments for the year ahead. In this episode of Retiring Canada, we go behind the scenes of our fall tax planning process and discuss some of the opportunities and mistakes we uncover when reviewing retirees&#039; investment accounts and CRA information. You will learn why unused capital losses can be valuable, how TFSA overcontributions and incorrectly applied tax payments can create problems, and whether it makes more sense to take RRIF withdrawals monthly or wait until year end. We also discuss how investment portfolios can be structured around retirement withdrawals and why your income, investments, and tax strategy need to work together. We also explore the challenges that can arise when retirement assets are spread across multiple advisors or self-managed accounts. Coordinating capital gains and losses, investment income, asset location, withdrawals, tax withholding, risk and estate planning becomes increasingly important as your financial life becomes more complex.This episode is for Canadian retirees and pre-retirees who want to be more proactive with year-end tax planning, reduce their lifetime tax bill, and create a more coordinated retirement strategy. WANT EVEN MORE RETIREMENT PLANNING TIPS?Join thousands of other Canadians and subscribe to the Retiring Canada Newsletter. https://www.retiringcanada.ca/retirement-newsletterAs a thank you, you&#039;ll receive a copy of our latest Retirement Guide AND MORE!EPISODE RESOURCES:📊Work with Michael: https://fundamentalwealth.ca/get-started💻Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide✏️Submit Your Question: https://www.retiringcanada.ca/submit-your-question🌐 Retiring Canada Website: https://www.retiringcanada.ca🎧Episode 77: The Canadian Retirement Tax Trap🎧Episode 38: Year End Tax Planning for Retirees]]></itunes:summary>
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	<itunes:duration>00:18:49</itunes:duration>
	<itunes:author><![CDATA[Michael Isbister, CFP®]]></itunes:author>	<googleplay:description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-startedFall is one of the most important times of the year for retirement tax planning. With only a few months remaining before December 31, retirees still have an opportunity to make strategic decisions that could reduce taxes, improve cash flow, and better position their investments for the year ahead. In this episode of Retiring Canada, we go behind the scenes of our fall tax planning process and discuss some of the opportunities and mistakes we uncover when reviewing retirees&#039; investment accounts and CRA information. You will learn why unused capital losses can be valuable, how TFSA overcontributions and incorrectly applied tax payments can create problems, and whether it makes more sense to take RRIF withdrawals monthly or wait until year end. We also discuss how investment portfolios can be structured around retirement withdrawals and why your income, investments, and tax strategy need to]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>4 Signs You&#8217;ve Found the Right Financial Advisor (EP 88)</title>
	<link>https://retiringcanada.ca/podcast/4-signs-youve-found-the-right-financial-advisor-ep-88/</link>
	<pubDate>Tue, 15 Sep 2026 21:00:00 +0000</pubDate>
	<dc:creator><![CDATA[Michael Isbister, CFP®]]></dc:creator>
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	<description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Choosing a financial advisor is about far more than comparing investment performance or management fees. The right advisor should understand your goals, your family, your retirement dreams, and help you make confident financial decisions through every stage of life. In this episode of Retiring Canada, we discuss [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Choosing a financial advisor is about far more than comparing investment performance or management fees. The right advisor should understand your goals, your f]]></itunes:subtitle>
	<content:encoded><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Choosing a financial advisor is about far more than comparing investment performance or management fees. The right advisor should understand your goals, your family, your retirement dreams, and help you make confident financial decisions through every stage of life. In this episode of Retiring Canada, we discuss [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Choosing a financial advisor is about far more than comparing investment performance or management fees. The right advisor should understand your goals, your family, your retirement dreams, and help you make confident financial decisions through every stage of life. In this episode of Retiring Canada, we discuss [&#8230;]]]></itunes:summary>
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	<itunes:author><![CDATA[Michael Isbister, CFP®]]></itunes:author>	<googleplay:description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Choosing a financial advisor is about far more than comparing investment performance or management fees. The right advisor should understand your goals, your family, your retirement dreams, and help you make confident financial decisions through every stage of life. In this episode of Retiring Canada, we discuss [&#8230;]]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>Retirement Isn&#8217;t the Finish Line (EP 87)</title>
	<link>https://retiringcanada.ca/podcast/retirement-isnt-the-finish-line-ep-87/</link>
	<pubDate>Tue, 01 Sep 2026 21:00:00 +0000</pubDate>
	<dc:creator><![CDATA[Michael Isbister, CFP®]]></dc:creator>
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	<description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many Canadians spend decades preparing financially for retirement but give very little thought to what life will actually look like once works ends. The result is that retirement can become an emotional transition just as much as a financial one. In this episode of Retiring Canada, we [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many Canadians spend decades preparing financially for retirement but give very little thought to what life will actually look like once works ends. The result]]></itunes:subtitle>
	<content:encoded><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many Canadians spend decades preparing financially for retirement but give very little thought to what life will actually look like once works ends. The result is that retirement can become an emotional transition just as much as a financial one. In this episode of Retiring Canada, we [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many Canadians spend decades preparing financially for retirement but give very little thought to what life will actually look like once works ends. The result is that retirement can become an emotional transition just as much as a financial one. In this episode of Retiring Canada, we [&#8230;]]]></itunes:summary>
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	<googleplay:block>no</googleplay:block>
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<item>
	<title>The Market is at an All Time High&#8230; Now What? (EP 86)</title>
	<link>https://retiringcanada.ca/podcast/the-market-is-at-an-all-time-high-now-what-ep-86/</link>
	<pubDate>Tue, 18 Aug 2026 21:00:00 +0000</pubDate>
	<dc:creator><![CDATA[Michael Isbister, CFP®]]></dc:creator>
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	<description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started When the stock market reaches a new all-time high, many investors begin asking the same question: &#34;Should I wait before investing?&#34; While the concern is understandable, history tells a very different story than the headlines. In this episode of Retiring Canada, we explore what nearly 100 years [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started When the stock market reaches a new all-time high, many investors begin asking the same question: &#34;Should I wait before investing?&#34; While the concern i]]></itunes:subtitle>
	<content:encoded><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started When the stock market reaches a new all-time high, many investors begin asking the same question: &#34;Should I wait before investing?&#34; While the concern is understandable, history tells a very different story than the headlines. In this episode of Retiring Canada, we explore what nearly 100 years [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started When the stock market reaches a new all-time high, many investors begin asking the same question: &#34;Should I wait before investing?&#34; While the concern is understandable, history tells a very different story than the headlines. In this episode of Retiring Canada, we explore what nearly 100 years [&#8230;]]]></itunes:summary>
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	<itunes:author><![CDATA[Michael Isbister, CFP®]]></itunes:author>	<googleplay:description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started When the stock market reaches a new all-time high, many investors begin asking the same question: &#34;Should I wait before investing?&#34; While the concern is understandable, history tells a very different story than the headlines. In this episode of Retiring Canada, we explore what nearly 100 years [&#8230;]]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>One Spouse Retired&#8230; Now What? (EP 85)</title>
	<link>https://retiringcanada.ca/podcast/one-spouse-retired-now-what-ep-85-2/</link>
	<pubDate>Tue, 04 Aug 2026 21:00:00 +0000</pubDate>
	<dc:creator><![CDATA[Michael Isbister, CFP®]]></dc:creator>
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	<description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started It is far more common than many people realize for one spouse to retire several years before the other. While this transition can create uncertainty, it also opens the door to valuable planning opportunities that may not exist once both spouses are fully retired. In this episode [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started It is far more common than many people realize for one spouse to retire several years before the other. While this transition can create uncertainty, it also o]]></itunes:subtitle>
	<content:encoded><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started It is far more common than many people realize for one spouse to retire several years before the other. While this transition can create uncertainty, it also opens the door to valuable planning opportunities that may not exist once both spouses are fully retired. In this episode [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started It is far more common than many people realize for one spouse to retire several years before the other. While this transition can create uncertainty, it also opens the door to valuable planning opportunities that may not exist once both spouses are fully retired. In this episode [&#8230;]]]></itunes:summary>
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	<itunes:author><![CDATA[Michael Isbister, CFP®]]></itunes:author>	<googleplay:description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started It is far more common than many people realize for one spouse to retire several years before the other. While this transition can create uncertainty, it also opens the door to valuable planning opportunities that may not exist once both spouses are fully retired. In this episode [&#8230;]]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>How to Build a Retirement Paycheque That Lasts (EP 84)</title>
	<link>https://retiringcanada.ca/podcast/how-to-build-a-retirement-paycheque-that-lasts-ep-84-2/</link>
	<pubDate>Tue, 21 Jul 2026 21:00:00 +0000</pubDate>
	<dc:creator><![CDATA[Michael Isbister, CFP®]]></dc:creator>
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	<description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Building a retirement portfolio is only part of the equation. The real challenge is turning that portfolio into a predictable retirement paycheque while minimizing taxes and ensuring your investments continue to support your long-term goals. In this episode of Retiring Canada, we walk through the retirement income [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Building a retirement portfolio is only part of the equation. The real challenge is turning that portfolio into a predictable retirement paycheque while minimi]]></itunes:subtitle>
	<content:encoded><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Building a retirement portfolio is only part of the equation. The real challenge is turning that portfolio into a predictable retirement paycheque while minimizing taxes and ensuring your investments continue to support your long-term goals. In this episode of Retiring Canada, we walk through the retirement income [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Building a retirement portfolio is only part of the equation. The real challenge is turning that portfolio into a predictable retirement paycheque while minimizing taxes and ensuring your investments continue to support your long-term goals. In this episode of Retiring Canada, we walk through the retirement income [&#8230;]]]></itunes:summary>
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	<itunes:author><![CDATA[Michael Isbister, CFP®]]></itunes:author>	<googleplay:description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Building a retirement portfolio is only part of the equation. The real challenge is turning that portfolio into a predictable retirement paycheque while minimizing taxes and ensuring your investments continue to support your long-term goals. In this episode of Retiring Canada, we walk through the retirement income [&#8230;]]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>The Financial Shock Many Widows and Widowers Never See Coming (EP 83)</title>
	<link>https://retiringcanada.ca/podcast/the-financial-shock-many-widows-and-widowers-never-see-coming-ep-83/</link>
	<pubDate>Tue, 07 Jul 2026 21:00:00 +0000</pubDate>
	<dc:creator><![CDATA[Michael Isbister, CFP®]]></dc:creator>
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	<description><![CDATA[Learn more about the Fundamental Retirement Plan: http://www.fundamentalwealth.ca/get-started Most couples spend years planning for retirement together. Far fewer spend time planning for the financial reality that may follow when one spouse passes away. In this episode of Retiring Canada, we discuss seven financial challenges that can impact the surviving spouse, and the strategies couples can [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Learn more about the Fundamental Retirement Plan: http://www.fundamentalwealth.ca/get-started Most couples spend years planning for retirement together. Far fewer spend time planning for the financial reality that may follow when one spouse passes away. ]]></itunes:subtitle>
	<content:encoded><![CDATA[Learn more about the Fundamental Retirement Plan: http://www.fundamentalwealth.ca/get-started Most couples spend years planning for retirement together. Far fewer spend time planning for the financial reality that may follow when one spouse passes away. In this episode of Retiring Canada, we discuss seven financial challenges that can impact the surviving spouse, and the strategies couples can [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[Learn more about the Fundamental Retirement Plan: http://www.fundamentalwealth.ca/get-started Most couples spend years planning for retirement together. Far fewer spend time planning for the financial reality that may follow when one spouse passes away. In this episode of Retiring Canada, we discuss seven financial challenges that can impact the surviving spouse, and the strategies couples can [&#8230;]]]></itunes:summary>
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	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[Michael Isbister, CFP®]]></itunes:author>	<googleplay:description><![CDATA[Learn more about the Fundamental Retirement Plan: http://www.fundamentalwealth.ca/get-started Most couples spend years planning for retirement together. Far fewer spend time planning for the financial reality that may follow when one spouse passes away. In this episode of Retiring Canada, we discuss seven financial challenges that can impact the surviving spouse, and the strategies couples can [&#8230;]]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>How to Protect an Inheritance from a Child’s Spouse (EP 82)</title>
	<link>https://retiringcanada.ca/podcast/how-to-protect-an-inheritance-from-a-childs-spouse-ep-82-2/</link>
	<pubDate>Tue, 23 Jun 2026 21:00:00 +0000</pubDate>
	<dc:creator><![CDATA[Michael Isbister, CFP®]]></dc:creator>
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	<description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many parents and grandparents want to help their children financially during their lifetime or thorough their estate. But what happens when concerns arise about a child&#8217;s spouse, marriage or potential future relationship breakdown? In this episode of Retiring Canada, we discuss several planning strategies families may consider [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many parents and grandparents want to help their children financially during their lifetime or thorough their estate. But what happens when concerns arise abou]]></itunes:subtitle>
	<content:encoded><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many parents and grandparents want to help their children financially during their lifetime or thorough their estate. But what happens when concerns arise about a child&#8217;s spouse, marriage or potential future relationship breakdown? In this episode of Retiring Canada, we discuss several planning strategies families may consider [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many parents and grandparents want to help their children financially during their lifetime or thorough their estate. But what happens when concerns arise about a child&#8217;s spouse, marriage or potential future relationship breakdown? In this episode of Retiring Canada, we discuss several planning strategies families may consider [&#8230;]]]></itunes:summary>
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	<itunes:author><![CDATA[Michael Isbister, CFP®]]></itunes:author>	<googleplay:description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many parents and grandparents want to help their children financially during their lifetime or thorough their estate. But what happens when concerns arise about a child&#8217;s spouse, marriage or potential future relationship breakdown? In this episode of Retiring Canada, we discuss several planning strategies families may consider [&#8230;]]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>The 5 Retirement Planning Mistakes DIY Investors Make (EP 81)</title>
	<link>https://retiringcanada.ca/podcast/the-5-retirement-planning-mistakes-diy-investors-make-ep-81-2/</link>
	<pubDate>Tue, 09 Jun 2026 21:00:00 +0000</pubDate>
	<dc:creator><![CDATA[Michael Isbister, CFP®]]></dc:creator>
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	<description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many DIY investors do an excellent job building wealth during their working years. But retirement introduces a new set of challenges that go far beyond choosing investments and managing a portfolio. In this episode of Retiring Canada, we discuss the five most common retirement planning mistakes we [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many DIY investors do an excellent job building wealth during their working years. But retirement introduces a new set of challenges that go far beyond choosin]]></itunes:subtitle>
	<content:encoded><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many DIY investors do an excellent job building wealth during their working years. But retirement introduces a new set of challenges that go far beyond choosing investments and managing a portfolio. In this episode of Retiring Canada, we discuss the five most common retirement planning mistakes we [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many DIY investors do an excellent job building wealth during their working years. But retirement introduces a new set of challenges that go far beyond choosing investments and managing a portfolio. In this episode of Retiring Canada, we discuss the five most common retirement planning mistakes we [&#8230;]]]></itunes:summary>
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	<itunes:author><![CDATA[Michael Isbister, CFP®]]></itunes:author>	<googleplay:description><![CDATA[Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started Many DIY investors do an excellent job building wealth during their working years. But retirement introduces a new set of challenges that go far beyond choosing investments and managing a portfolio. In this episode of Retiring Canada, we discuss the five most common retirement planning mistakes we [&#8230;]]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
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